Embed the GBC Rate Index™

The GBC Rate Index™ is the only branded composite for commercial-insurance rate direction in the United States — computed live from SERFF-cited state DOI filings across 36+ rate filings, 6 lines of business, and all 4 monopolistic state funds. Below 100 = rates falling.

1. Static SVG badge

One <img> tag. No JavaScript, no iframe, no consent prompts. Caches for 1 hour.

<a href="https://www.getbusinesscoverage.com/insurance-rate-changes" target="_blank">
  <img src="https://www.getbusinesscoverage.com/embed/rate-index.svg"
       alt="GBC Rate Index live" width="260" height="90"/>
</a>

2. Iframe widget (richer)

Shows the index value plus the top 4 state-level changes. ~140px tall, self-contained CSS, no external requests.

<iframe src="https://www.getbusinesscoverage.com/embed/rate-index"
        width="100%" height="300" frameborder="0"
        style="border:0;border-radius:14px"
        title="GBC Rate Index — live commercial-insurance rate direction"></iframe>

3. Permission & attribution

Both versions are free to embed on any site (commercial or non-commercial). We only ask that the badge or iframe link back to getbusinesscoverage.com/insurance-rate-changes so readers can verify the underlying data.

4. How the index is computed

Index = 100 + mean(signed % change across captured filings). Below 100 = rates falling (pro-buyer); above 100 = rates rising. Same convention as a price index.

Methodology + every captured filing's SERFF tracking number is published at /insurance-rate-changes. Sourcing policy: /methodology.