How much does bounce house insurance cost in Mississippi? (2026)
Bounce House insurance pricing in Mississippi is shaped by the same state-specific bureau loss-cost filings that govern every commercial policy issued in Mississippi. Below: the most-recent Mississippi filings affecting bounce house operations, cited to their SERFF tracking numbers — primary-source, government-held pricing records. Read the full national context on the Bounce House cost guide.
Recent rate-filing activity — 1 state filings across 1 commercial line
Commercial carriers can't charge whatever they want — each state's Department of Insurance must approve loss-cost filings before they take effect. These are primary-source, government-held records available on SERFF Filing Access. Cited below: the most-recent active filings affecting bounce house operations, with the real SERFF tracking number for each.
| Line | State | Overall change | Effective | SERFF tracking |
|---|---|---|---|---|
| WC | MS | Overall -4.6% voluntary loss cost; -6.7% assigned risk market | Mar 1, 2025 | NCCI-134280820 |
Source: SERFF Filing Access (filingaccess.serff.com) — the official public-records interface for state Department of Insurance filings. Loss-cost changes shown are the overall bureau-wide change in each state; the actual impact on your quote depends on your class code, payroll, experience modifier, and carrier-specific loss-cost multiplier (LCM). Get a quote for your exact numbers.
National context — Bounce House insurance overview
Bounce house insurance — covering inflatable amusement device (IAD) rentals — is one of the most exposure-heavy small-business insurance niches. The vast majority of claims trace to pediatric injuries from falls, collisions, or wind-blown rollovers (Consumer Product Safety Commission injury data, 2023). The right General Liability policy + Inland Marine equipment coverage + venue-required additional-insured endorsements determine whether your business survives a single claim.
Typical pricing: $500-$1,500/year for small operators (1-3 units), $2,000-$5,000/year for medium (5-15 units), $5,000+/year for large or wet-slide operators (Insureon, 2024). Every major event venue, school, and church requires proof of $1M+ GL with the venue named as additional insured before letting you set up. Every figure on this page cites a named external publication.
National benchmark figures
Published cost ranges for Bounce House insurance — useful as a national baseline against which the Mississippi filings above signal local direction.
More Mississippi rate-filing detail
- All Mississippi commercial rate filings (every line, every recent filing) — the broader rate-data view for Mississippi
- Rate filings by state — directory of all 47+ states with active filings
- National Rate Change Tracker — every filing across every state, sortable
Get a real Mississippi quote for bounce house
The data above shows the regulator-filed direction for Mississippi. For your actual quote — based on payroll, experience modifier, and the LCM each carrier files — request a free quote in under 90 seconds.
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