Collision Coverage
Definition. Collision covers damage to your vehicle from collision with another vehicle or object, regardless of fault.
Also known as: Collision
Pairs with Comprehensive for full physical damage protection. Required by lenders for any financed commercial vehicle. Deductibles typically $500-$5,000.
Example
Your contractor pickup hits a guardrail on icy roads. Collision pays repair minus deductible.
Sources cited
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📘 Educational content only.
Reviewed by California-licensed Property & Casualty insurance agent
Jason Wootton (CA License #0I94454). Not insurance advice, an individual recommendation, or a solicitation in any state. Insurance regulations vary by state. For specific coverage decisions, consult a licensed insurance agent in your state.
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