Commercial Crime Insurance
Definition. Commercial Crime Insurance covers losses from employee theft, fraud, forgery, robbery, computer fraud, and funds transfer fraud.
Also known as: Employee Dishonesty, Fidelity Insurance
Often required by lenders and clients with sensitive data access. Distinct from Cyber (which covers data breach). Crime covers monetary loss from dishonest acts. Typical limits $25K-$1M.
Example
Bookkeeper embezzles $45K over 18 months. Crime Insurance reimburses the business.
Sources cited
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📘 Educational content only.
Reviewed by California-licensed Property & Casualty insurance agent
Jason Wootton (CA License #0I94454). Not insurance advice, an individual recommendation, or a solicitation in any state. Insurance regulations vary by state. For specific coverage decisions, consult a licensed insurance agent in your state.
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