Combined Single Limit (CSL)
Definition. Combined Single Limit (CSL) is a single dollar limit that covers bodily injury + property damage combined per accident, rather than splitting them.
Also known as: CSL
Example: $1M CSL pays up to $1M total across BI and PD. Compares with split limits like '$100K/$300K/$100K' which has separate per-person, per-accident, and PD limits. CSL is more flexible and the standard commercial auto choice.
Example
$1M CSL pays $700K bodily injury + $300K property damage in one accident, OR $1M of BI alone, OR $1M of PD alone.
Sources cited
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Reviewed by California-licensed Property & Casualty insurance agent
Jason Wootton (CA License #0I94454). Not insurance advice, an individual recommendation, or a solicitation in any state. Insurance regulations vary by state. For specific coverage decisions, consult a licensed insurance agent in your state.
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