TTD / PPD / PTD (WC Disability Categories)
Definition. TTD = Temporary Total Disability (off work temporarily). TPD = Temporary Partial (modified-duty available). PPD = Permanent Partial (lasting impairment). PTD = Permanent Total (cannot return to work).
Also known as: Disability Categories, Indemnity Categories
Determines the wage-replacement benefit calculation. TTD typically pays 2/3 of average weekly wage. PPD uses state-specific impairment rating schedules. PTD provides lifetime benefits.
Sources cited
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Reviewed by California-licensed Property & Casualty insurance agent
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