Auto Repair commercial insurance overview (2026)

Everything we know about auto repair commercial insurance — the typical coverage stack, cost ranges, state-specific filed-rate data, and links to the full pricing and requirements pages. Use this as the navigation hub for auto repair coverage research.

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📘 Educational, not advice. Industry overviews are general guidance. Legal requirements + actual premiums vary by state and operation. Get a real quote or consult a licensed agent for your state.
Business activities classified under NAICS 811111 — General Automotive Repair
Business activity
Automotive engine repair and replacement shops
Automotive fleet repair and maintenance services
Automotive repair and replacement shops, general
Car repair shops, general
Diesel engine repair shops, automotive
Engine repair and replacement shops, automotive
Garages, general automotive repair (except gasoline service stations)
General automotive repair shops
Mobile automotive and truck repair services
Recreational vehicle (RV) repair and maintenance services, general
Truck repair shops, general
Source: US Census Bureau, 2022 NAICS Index File
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