Beauty Salon commercial insurance overview (2026)

Everything we know about beauty salon commercial insurance — the typical coverage stack, cost ranges, state-specific filed-rate data, and links to the full pricing and requirements pages. Use this as the navigation hub for beauty salon coverage research.

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📘 Educational, not advice. Industry overviews are general guidance. Legal requirements + actual premiums vary by state and operation. Get a real quote or consult a licensed agent for your state.
Business activities classified under NAICS 812112 — Beauty Salons
Business activity
Beautician services
Beauty and barber shops, combined
Beauty parlors
Beauty salons
Beauty shops
Cosmetology salons or shops
Esthetician (i.e., skin care) services
Facial salons
Hairdresser services
Hairdressing salons or shops, unisex or women's
Hair stylist salons or shops, unisex or women's
Hair stylist services, unisex or women's
Makeup (except permanent) salons
Unisex hair stylist shops
Source: US Census Bureau, 2022 NAICS Index File
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