Excavation commercial insurance overview (2026)
Everything we know about excavation commercial insurance — the typical coverage stack, cost ranges, state-specific filed-rate data, and links to the full pricing and requirements pages. Use this as the navigation hub for excavation coverage research.
Deep dive on excavation
- Excavation cost calculator — industry-typical ranges, drivers, ways to reduce premium
- Excavation insurance requirements — what insurance you need (legal + commonly-carried)
- Rate filings by state — see your state's recent filings
Get a real excavation quote
Request a free quote in under 90 seconds. Your price depends on payroll, experience modifier, schedule credits, and carrier-specific LCM — only a quote gives the accurate number.
Get a free quote →| Business activity |
|---|
| Aerial or picker truck, construction, rental with operator |
| Backfilling, construction |
| Backhoe rental with operator |
| Blast hole drilling (except mining) |
| Blasting, building demolition |
| Blasting, construction site |
| Boring, for building construction |
| Building demolition |
| Building interior gutting and stripping |
| Bulldozer rental with operator |
| Caisson (i.e., drilled building foundations) construction |
| Cesspool construction |
| Concrete breaking and cutting for demolition |
| Construction equipment (except crane) rental with operator |
| Core drilling and test boring for construction |
| Crawler tractor rental with operator |
| Culvert or bridge removal |
| Cutting new rights of way |
| Demolition, building and structure |
| Demolition contractor |
| Dewatering contractors |
| Digging foundations |
| Dirt moving for construction |
| Dismantling engineering structures (e.g., oil storage tank) |