Flooring Contractor commercial insurance overview (2026)

Everything we know about flooring contractor commercial insurance — the typical coverage stack, cost ranges, state-specific filed-rate data, and links to the full pricing and requirements pages. Use this as the navigation hub for flooring contractor coverage research.

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📘 Educational, not advice. Industry overviews are general guidance. Legal requirements + actual premiums vary by state and operation. Get a real quote or consult a licensed agent for your state.
Business activities classified under NAICS 238330 — Flooring Contractors
Business activity
Access flooring installation
Asphalt flooring, installation only
Carpet, installation only
Computer flooring installation
Floor laying, scraping, finishing and refinishing
Floor tile and sheets, installation only
Hardwood flooring, installation only
Linoleum, installation only
Parquet flooring installation
Resilient floor tile or sheet (e.g., linoleum, rubber, vinyl), installation only
Resurfacing hardwood flooring
Vinyl flooring contractors
Wood floor finishing (e.g., coating, sanding)
Wood flooring, installation only
Source: US Census Bureau, 2022 NAICS Index File
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