Framing Contractor commercial insurance overview (2026)

Everything we know about framing contractor commercial insurance — the typical coverage stack, cost ranges, state-specific filed-rate data, and links to the full pricing and requirements pages. Use this as the navigation hub for framing contractor coverage research.

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📘 Educational, not advice. Industry overviews are general guidance. Legal requirements + actual premiums vary by state and operation. Get a real quote or consult a licensed agent for your state.
Business activities classified under NAICS 238130 — Framing Contractors
Business activity
Building framing (except structural steel)
Carpentry, framing
Ceiling beam, wood, installation
Foundation, building, wood, contractors
Framework, house, contractors
Framing contractors
House framing
Permanent wood foundation installation
Post framing contractors
Prefabricated wood frame component (e.g., trusses) installation
Roof truss (wood) installation
Sheathing, wood, installation
Steel framing contractors
Stud wall (e.g., wood, steel) installation
Wall component (i.e., exterior, interior), prefabricated, installation
Wood frame component (e.g., truss) fabrication on site
Source: US Census Bureau, 2022 NAICS Index File
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