Painter commercial insurance overview (2026)

Everything we know about painter commercial insurance — the typical coverage stack, cost ranges, state-specific filed-rate data, and links to the full pricing and requirements pages. Use this as the navigation hub for painter coverage research.

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📘 Educational, not advice. Industry overviews are general guidance. Legal requirements + actual premiums vary by state and operation. Get a real quote or consult a licensed agent for your state.
Business activities classified under NAICS 238320 — Painting and Wall Covering Contractors
Business activity
Bridge painting
Electrostatic painting, on-site, contractors
Engineering structure (e.g., oil storage tank, water tower) painting
House painting
Paint and wallpaper stripping
Painting and wallpapering
Painting (except roof) contractors
Paperhanging and removal contractors
Paperhanging or removal contractors
Rustproofing (except automotive)
Ship painting contractors
Wall covering or removal contractors
Wallpaper hanging and removal contractors
Wallpaper stripping
Whitewashing contractors
Source: US Census Bureau, 2022 NAICS Index File
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