Roofing Contractor commercial insurance overview (2026)

Everything we know about roofing contractor commercial insurance — the typical coverage stack, cost ranges, state-specific filed-rate data, and links to the full pricing and requirements pages. Use this as the navigation hub for roofing contractor coverage research.

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📘 Educational, not advice. Industry overviews are general guidance. Legal requirements + actual premiums vary by state and operation. Get a real quote or consult a licensed agent for your state.
Business activities classified under NAICS 238160 — Roofing Contractors
Business activity
Asphalt roof shingle installation
Copper roofing installation
Corrugated metal roofing installation
Galvanized iron roofing installation
Low slope roofing installation
Painting, spraying, or coating, roof
Roll roofing installation
Roofing, built-up tar and gravel, installation
Roofing contractors
Roof membrane installation
Roof painting, spraying, or coating
Shake and shingle, roof, installation
Sheet metal roofing installation
Skylight installation
Solar reflecting coating, roof, application
Steep slope roofing installation
Treating roofs (by spraying, painting or coating)
Source: US Census Bureau, 2022 NAICS Index File
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