Commercial crime rate filings in California (2026)
Every carrier writing commercial crime coverage in California files its rates and rating rules with the state's insurance regulator — the primary-source records behind every commercial crime quote in California. This page tracks the 37 active commercial crime filing(s) on record for California, filed by 10 distinct carrier(s).
Commercial crime rate filings in California are reviewed by the California Department of Insurance. The governing authority is California Insurance Code §1631 et seq. (licensing) · Labor Code §3700 (WC mandatory). You can confirm any California carrier or agent is licensed with the state's license-lookup tool. A commercial crime premium in California is built from each carrier's filed base rates and rating rules applied to your business's exposure — the classification of your operation and the rating basis for this line. Because every carrier files its own rates and loadings, two California businesses with the same profile can be quoted very different commercial crime premiums, which is exactly why comparing multiple carriers is the only reliable way to see where you land.
Carriers with commercial crime filings on record in California include ACCREDITED SURETY AND CASUALTY COMPANY, INC., MARKEL INSURANCE COMPANY, HISCOX INSURANCE COMPANY INC., ARCH INSURANCE COMPANY, ALLSTATE INSURANCE COMPANY, HARTFORD STEAM BOILER INSPECTION AND INSURANCE COMPANY (THE), TRAVELERS CASUALTY AND SURETY COMPANY OF AMERICA, LIBERTY MUTUAL INSURANCE COMPANY, FIRST LIBERTY INSURANCE CORPORATION (THE), NATIONWIDE AGRIBUSINESS INSURANCE COMPANY. Disclosed rate changes among these filings range from -0.3% to 4.6%. The most-recent commercial crime filing we track for California is effective October 2025. Every row below cites its filing reference so the California regulator record can be verified.
Recent rate-filing activity — 8 state filings across 1 commercial line
Commercial carriers can't charge whatever they want — each state's Department of Insurance must approve loss-cost filings before they take effect. These are primary-source, government-held records available on SERFF Filing Access. Cited below: the most-recent active filings affecting commercial operations, with the real SERFF tracking number for each.
| Line | State | Overall change | Effective | SERFF tracking |
|---|---|---|---|---|
| Crime | CA | filing on record (magnitude not publicly disclosed) | Oct 24, 2025 | MRTN-134498964 |
| Crime | CA | filing on record (magnitude not publicly disclosed) | Jul 11, 2025 | MRKB-134572388 |
| Crime | CA | filing on record (magnitude not publicly disclosed) | Mar 21, 2025 | MRTN-134404339 |
| Crime | CA | filing on record (magnitude not publicly disclosed) | Feb 21, 2025 | HISC-134414796 |
| Crime | CA | filing on record (magnitude not publicly disclosed) | Aug 9, 2024 | SERFF-AICO-134083655 |
| Crime | CA | -0.3% overall rate change (filed) | Jul 26, 2024 | MRKB-134178486 |
| Crime | CA | 4.6% overall rate change (filed) | Feb 9, 2024 | HISC-133925636 |
| Crime | CA | filing on record (magnitude not publicly disclosed) | Aug 11, 2023 | HISC-133722730 |
Source: SERFF Filing Access (filingaccess.serff.com) — the official public-records interface for state Department of Insurance filings. Loss-cost changes shown are the overall bureau-wide change in each state; the actual impact on your quote depends on your class code, payroll, experience modifier, and carrier-specific loss-cost multiplier (LCM). Get a quote for your exact numbers.
ACCREDITED SURETY AND CASUALTY COMPANY, INC. filed MRTN-134498964 effective October 2025 (active). MARKEL INSURANCE COMPANY filed MRKB-134572388 effective July 2025 (active). ACCREDITED SURETY AND CASUALTY COMPANY, INC. filed MRTN-134404339 effective March 2025 (active). HISCOX INSURANCE COMPANY INC. filed HISC-134414796 effective February 2025 (active). ARCH INSURANCE COMPANY filed SERFF-AICO-134083655 effective August 2024 (active). MARKEL INSURANCE COMPANY filed MRKB-134178486 effective July 2024 (active). HISCOX INSURANCE COMPANY INC. filed HISC-133925636 effective February 2024 (active). HISCOX INSURANCE COMPANY INC. filed HISC-133722730 effective August 2023 (active). ALLSTATE INSURANCE COMPANY filed MWSG-133632323 effective April 2023 (active). HARTFORD STEAM BOILER INSPECTION AND INSURANCE COMPANY (THE) filed HSTB-133530859 effective February 2023 (active). ALLSTATE INSURANCE COMPANY filed ALSE-133488348 effective January 2023 (active). HISCOX INSURANCE COMPANY INC. filed HISC-133414936 effective October 2022 (active). ARCH INSURANCE COMPANY filed AICO-133420261 effective October 2022 (active). ARCH INSURANCE COMPANY filed AICO-133230621 effective May 2022 (active). TRAVELERS CASUALTY AND SURETY COMPANY OF AMERICA filed TRVD-133179038 effective April 2022 (active). ARCH INSURANCE COMPANY filed AICO-133117123 effective February 2022 (active). ARCH INSURANCE COMPANY filed AICO-133123307 effective February 2022 (active). ARCH INSURANCE COMPANY filed AICO-133122014 effective February 2022 (active). ARCH INSURANCE COMPANY filed AICO-133127896 effective February 2022 (active). TRAVELERS CASUALTY AND SURETY COMPANY OF AMERICA filed TRVD-133054830 effective December 2021 (active). ALLSTATE INSURANCE COMPANY filed ALSE-133012738 effective November 2021 (active). ALLSTATE INSURANCE COMPANY filed ALSE-132963551 effective September 2021 (active). LIBERTY MUTUAL INSURANCE COMPANY filed MRTN-132932169 effective September 2021 (active). ARCH INSURANCE COMPANY filed AICO-132934092 effective August 2021 (active). HISCOX INSURANCE COMPANY INC. filed HISC-132918490 effective August 2021 (active). HISCOX INSURANCE COMPANY INC. filed HISC-132894645 effective July 2021 (active). ALLSTATE INSURANCE COMPANY filed ALSE-132830762 effective May 2021 (active). FIRST LIBERTY INSURANCE CORPORATION (THE) filed LWCM-132792354 effective April 2021 (active). ARCH INSURANCE COMPANY filed REGU-132758961 effective March 2021 (active). ACCREDITED SURETY AND CASUALTY COMPANY, INC. filed MRTN-132685048 effective February 2021 (active).
Commercial crime is rated from each carrier's filed base rates and rating rules applied to your California operation's classification and exposure — the filings below are the primary-source record behind those rates.
Key takeaways for California commercial crime
- California commercial crime rate filings are public, primary-source records — every figure here traces to a filing reference you can verify with the state regulator.
- Your actual California commercial crime premium depends on your classification, exposure basis, and each carrier's filed rates and loadings — the filings below are the starting point, not a single market price.
- Comparing quotes from multiple carriers is the only way to see how California commercial crime rates differ for your specific operation.
Get a real California commercial crime quote
These filings are the regulator-held record — your actual commercial crime premium depends on your classification, exposure basis, and each carrier's filed rates and loadings. Request a free California quote in under 90 seconds.
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Figures summarized here are drawn from public California Department of Insurance rate filings and, where shown, the NAIC Report on Profitability by Line by State — each traceable to its source. No proprietary rating-manual content is reproduced. See our full sourcing policy.