Small Business Insurance Resources
Free actionable resources for small business owners shopping for commercial insurance — checklists, decision guides, and comparison matrices. Every resource is reviewed by Jason Wootton, our licensed P&C insurance agent (NPN 7694718).
Available Resources · 11 items
Step-by-step checklist for the commercial insurance decisions every new business owner faces. Reviewed by licensed P&C agent Jason Wootton.
Open resource →Checklist · 11 stepsStep-by-step insurance checklist for food truck operators — build-out to first event. Reviewed by licensed P&C agent Jason Wootton.
Open resource →Playbook · 6 stepsHow to request a COI from your agent, what's on it, and what to do when a client demands additional-insured status. Reviewed by Jason Wootton.
Open resource →Playbook · 6 stepsWhat to do in the first 72 hours after an incident: document, notify your agent, preserve evidence, control communication. Reviewed by Jason Wootton.
Open resource →Checklist · 7 stepsWhat to check before insurance renews: limit adequacy, gaps, mid-year changes, premium drivers, questions for your agent. Reviewed by Jason Wootton.
Open resource →Checklist · 9 stepsWhat happens to your insurance when you hire employee #1: workers comp becomes mandatory, EPLI exposure begins, payroll-driven premium math kicks in.
Open resource →Playbook · 7 stepsYear-end WC audit prep playbook: avoid 1.5-3x audit-bill shock. Records, NCCI codes, payroll definitions per state. What to gather before audit day.
Open resource →Playbook · 8 stepsFirst 72 hours after a cyber incident: forensic isolation, evidence preservation, ransom decision, breach-notification deadlines by state, regulators.
Open resource →Playbook · 7 stepsStep-by-step COI collection playbook for prime contractors. NCCI proxies, lien-protection checklist, audit-trail template.
Open resource →Checklist · 8 stepsInsurance due-diligence for small-business acquisitions: predecessor liability, claims-made tail coverage, COI assignment, loss runs, mod-factor migration.
Open resource →Guide · 11 stepsField-by-field walkthrough of ACORD 25: what each box means, who issues vs requests, common mistakes, fraud detection, and a sample template.
Open resource →