Commercial General Liability (CGL) — Glossary
Coverage Type

Commercial General Liability (CGL)

Definition. CGL is the formal name for the standard General Liability policy — Commercial General Liability. The ISO CGL form (CG 00 01) is the basis for nearly every US commercial GL policy.

Also known as: CGL, GL, Commercial General Liability

CGL is functionally identical to General Liability — the terms are used interchangeably. Three coverage parts: A (Bodily Injury + Property Damage), B (Personal & Advertising Injury), C (Medical Payments).

Sources cited

  1. Commercial general liability policy (CGL)International Risk Management Institute (IRMI) (2024)

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Disclosures

📘 Educational content only. Reviewed by California-licensed Property & Casualty insurance agent Jason Wootton (CA License #0I94454). Not insurance advice, an individual recommendation, or a solicitation in any state. Insurance regulations vary by state. For specific coverage decisions, consult a licensed insurance agent in your state.
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