ISO Form (Insurance Services Office) — Glossary
Policy Form

ISO Form (Insurance Services Office)

Definition. ISO Forms are standardized commercial insurance policy forms drafted by the Insurance Services Office and used (with state-approved modifications) by most US carriers.

Also known as: ISO Standard Form, ISO CGL

The ISO CGL form (CG 00 01) is the basis for nearly every commercial GL policy sold in the US. Standardization makes quote comparison meaningful — carriers compete on price + endorsements rather than reinventing core policy language. Some specialty markets use manuscript (non-ISO) forms.

Sources cited

  1. Insurance Services Office, Inc. (ISO)International Risk Management Institute (IRMI) (2024)

Need iso form (insurance services office) coverage?

Compare quotes from 10+ commercial insurance carriers in 5 minutes. Free, no contact info required.

Get My Quotes →

Disclosures

📘 Educational content only. Reviewed by California-licensed Property & Casualty insurance agent Jason Wootton (CA License #0I94454). Not insurance advice, an individual recommendation, or a solicitation in any state. Insurance regulations vary by state. For specific coverage decisions, consult a licensed insurance agent in your state.
Advertiser disclosure. Get Business Coverage is a licensed insurance referral service. We may receive compensation when you click links to carrier partners or complete a quote. This compensation may impact how and where products appear on this page, but it does not influence our editorial content or research methodology.
An unhandled error has occurred. Reload 🗙