ISO Form (Insurance Services Office)
Definition. ISO Forms are standardized commercial insurance policy forms drafted by the Insurance Services Office and used (with state-approved modifications) by most US carriers.
Also known as: ISO Standard Form, ISO CGL
The ISO CGL form (CG 00 01) is the basis for nearly every commercial GL policy sold in the US. Standardization makes quote comparison meaningful — carriers compete on price + endorsements rather than reinventing core policy language. Some specialty markets use manuscript (non-ISO) forms.
Sources cited
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Reviewed by California-licensed Property & Casualty insurance agent
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