Commercial Package Policy (CPP)
Definition. A Commercial Package Policy (CPP) is a customizable bundle of any commercial coverages — GL, Property, Business Income, Crime, Inland Marine, Boiler, etc.
Also known as: CPP, Package Policy
More flexible than BOP — no eligibility cap. Used by mid-large businesses that exceed BOP limits or have complex coverage needs. CPP customization typically means slightly higher premium than equivalent BOP but more tailored coverage.
Example
Manufacturer with $20M revenue buys CPP including GL + Property + Business Income + Equipment Breakdown + Inland Marine + Crime + Pollution — all on one policy with customized limits.
Sources cited
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Reviewed by California-licensed Property & Casualty insurance agent
Jason Wootton (CA License #0I94454). Not insurance advice, an individual recommendation, or a solicitation in any state. Insurance regulations vary by state. For specific coverage decisions, consult a licensed insurance agent in your state.
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