Declarations Page (Dec Page)
Definition. The Declarations Page is the first page (or first few pages) of an insurance policy that lists the named insured, policy number, term, coverage forms attached, limits, deductibles, and premium — the customized identifying information that distinguishes one policy from another.
Also known as: Dec Page, Policy Declarations, Information Page
The Dec Page is one of the four core sections of an insurance policy (along with Insuring Agreement, Conditions, and Exclusions). It does NOT contain the policy language itself — those are in the attached coverage forms and endorsements — but it identifies WHICH forms, WHICH limits, and WHICH endorsements apply to this specific insured.
When evaluating a policy or filling out an ACORD 25, the Dec Page is the canonical reference document.
Example
A landlord asks for proof of insurance. The tenant provides their Commercial General Liability Dec Page showing $1M per-occurrence / $2M aggregate limits, the policy number, the term dates, and the carrier — all the information the landlord's risk team needs to verify the coverage.
Sources cited
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Reviewed by California-licensed Property & Casualty insurance agent
Jason Wootton (CA License #0I94454). Not insurance advice, an individual recommendation, or a solicitation in any state. Insurance regulations vary by state. For specific coverage decisions, consult a licensed insurance agent in your state.
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