Endorsement
Definition. An Endorsement is a written modification to a standard policy that adds, removes, or changes coverage.
Also known as: Rider, Add-On
Endorsements customize a policy beyond its standard form. Common examples: Products-Completed Operations, Damage to Premises Rented, Hired/Non-Owned Auto, Liquor Liability, Cyber, Additional Insured. Each endorsement has its own form number and may add premium.
Sources cited
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Reviewed by California-licensed Property & Casualty insurance agent
Jason Wootton (CA License #0I94454). Not insurance advice, an individual recommendation, or a solicitation in any state. Insurance regulations vary by state. For specific coverage decisions, consult a licensed insurance agent in your state.
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