Monoline Policy
Definition. A Monoline policy covers a single line of insurance — General Liability ONLY, or Commercial Auto ONLY, etc. Opposite of bundled (BOP/CPP).
Also known as: Single Line Policy
Used when bundling isn't possible (e.g., monopolistic-state WC) or when a specialty carrier writes only one line. Less common for small businesses; more common for higher-risk operations or specialty lines.
Sources cited
- Monoline —
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Reviewed by California-licensed Property & Casualty insurance agent
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