Independent Insurance Agent
Definition. An Independent Agent represents multiple carriers, allowing them to compare quotes across markets to find the best fit for each client.
Also known as: Independent Producer, IA
Contrast with Captive Agents (who write for a single carrier only). Independent Agents typically have appointments with 5-20 carriers and shop the market on the client's behalf. Most small-business commercial insurance is sold through independent agents.
Sources cited
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Reviewed by California-licensed Property & Casualty insurance agent
Jason Wootton (CA License #0I94454). Not insurance advice, an individual recommendation, or a solicitation in any state. Insurance regulations vary by state. For specific coverage decisions, consult a licensed insurance agent in your state.
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