Montana Commercial Multiple Peril Insurance Profitability (2023)

In 2023, Commercial Multiple Peril insurers earned $281.4M in premiums in Montana and ran a 44.0% loss ratio — the 45th-highest of 51 states (one of the lowest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Montana loss ratio

44.0%

18.6% below national

Premiums earned

$281.4M

Underwriting profit

10.6%

Nationally, Commercial Multiple Peril ran a 62.6% loss ratio in 2023, so Montana is below the national average. See how every state compares on the Commercial Multiple Peril market page.

Getting Commercial Multiple Peril coverage in Montana

See recent Montana rate filings on the Montana rate page, learn how Commercial Multiple Peril works in our Commercial Multiple Peril guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.