Colorado Commercial Property Insurance Profitability (2023)

In 2023, Commercial Property insurers earned $378.5M in premiums in Colorado and ran a 43.9% loss ratio — the 24th-highest of 51 states (a mid-range loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Colorado loss ratio

43.9%

2.1% below national

Premiums earned

$378.5M

Underwriting profit

28.2%

Nationally, Commercial Property ran a 46.0% loss ratio in 2023, so Colorado is below the national average. See how every state compares on the Commercial Property market page.

Getting Commercial Property coverage in Colorado

See recent Colorado rate filings on the Colorado rate page, learn how Commercial Property works in our Commercial Property guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.