Delaware Commercial Property Insurance Profitability (2023) | GBC

Delaware Commercial Property Insurance Profitability (2023)

In 2023, Commercial Property insurers earned $56.1M in premiums in Delaware and ran a 35.5% loss ratio — the 33rd-highest of 51 states (a mid-range loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Delaware loss ratio
35.5%
10.5% below national
Premiums earned
$56.1M
Underwriting profit
40.1%

Nationally, Commercial Property ran a 46.0% loss ratio in 2023, so Delaware is below the national average. See how every state compares on the Commercial Property market page.

Getting Commercial Property coverage in Delaware

See recent Delaware rate filings on the Delaware rate page, learn how Commercial Property works in our Commercial Property guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.
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