Massachusetts Commercial Property Insurance Profitability (2023)

In 2023, Commercial Property insurers earned $518.3M in premiums in Massachusetts and ran a 34.7% loss ratio — the 34th-highest of 51 states (a mid-range loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Massachusetts loss ratio

34.7%

11.3% below national

Premiums earned

$518.3M

Underwriting profit

34.7%

Nationally, Commercial Property ran a 46.0% loss ratio in 2023, so Massachusetts is below the national average. See how every state compares on the Commercial Property market page.

Getting Commercial Property coverage in Massachusetts

See recent Massachusetts rate filings on the Massachusetts rate page, learn how Commercial Property works in our Commercial Property guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.