Missouri Commercial Property Insurance Profitability (2023)

In 2023, Commercial Property insurers earned $393.7M in premiums in Missouri and ran a 36.1% loss ratio — the 32nd-highest of 51 states (a mid-range loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Missouri loss ratio

36.1%

9.9% below national

Premiums earned

$393.7M

Underwriting profit

36.9%

Nationally, Commercial Property ran a 46.0% loss ratio in 2023, so Missouri is below the national average. See how every state compares on the Commercial Property market page.

Getting Commercial Property coverage in Missouri

See recent Missouri rate filings on the Missouri rate page, learn how Commercial Property works in our Commercial Property guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.