New Hampshire Commercial Property Insurance Profitability (2023)

In 2023, Commercial Property insurers earned $60.9M in premiums in New Hampshire and ran a 48.8% loss ratio — the 20th-highest of 51 states (a mid-range loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

New Hampshire loss ratio

48.8%

2.8% above national

Premiums earned

$60.9M

Underwriting profit

25.3%

Nationally, Commercial Property ran a 46.0% loss ratio in 2023, so New Hampshire is above the national average. See how every state compares on the Commercial Property market page.

Getting Commercial Property coverage in New Hampshire

See recent New Hampshire rate filings on the New Hampshire rate page, learn how Commercial Property works in our Commercial Property guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.