Pennsylvania Commercial Property Insurance Profitability (2023)

In 2023, Commercial Property insurers earned $709.7M in premiums in Pennsylvania and ran a 27.5% loss ratio — the 47th-highest of 51 states (one of the lowest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Pennsylvania loss ratio

27.5%

18.5% below national

Premiums earned

$709.7M

Underwriting profit

46.4%

Nationally, Commercial Property ran a 46.0% loss ratio in 2023, so Pennsylvania is below the national average. See how every state compares on the Commercial Property market page.

Getting Commercial Property coverage in Pennsylvania

See recent Pennsylvania rate filings on the Pennsylvania rate page, learn how Commercial Property works in our Commercial Property guide, then compare real quotes for your business.

Compare Pennsylvania Commercial Property Quotes →

Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.