Tennessee Commercial Property Insurance Profitability (2023)

In 2023, Commercial Property insurers earned $469.3M in premiums in Tennessee and ran a 50.7% loss ratio — the 17th-highest of 51 states (one of the highest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Tennessee loss ratio

50.7%

4.7% above national

Premiums earned

$469.3M

Underwriting profit

22.4%

Nationally, Commercial Property ran a 46.0% loss ratio in 2023, so Tennessee is above the national average. See how every state compares on the Commercial Property market page.

Getting Commercial Property coverage in Tennessee

See recent Tennessee rate filings on the Tennessee rate page, learn how Commercial Property works in our Commercial Property guide, then compare real quotes for your business.

Compare Tennessee Commercial Property Quotes →

Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.