Wisconsin Commercial Property Insurance Profitability (2023)

In 2023, Commercial Property insurers earned $359.3M in premiums in Wisconsin and ran a 49.7% loss ratio — the 19th-highest of 51 states (a mid-range loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Wisconsin loss ratio

49.7%

3.7% above national

Premiums earned

$359.3M

Underwriting profit

25.9%

Nationally, Commercial Property ran a 46.0% loss ratio in 2023, so Wisconsin is above the national average. See how every state compares on the Commercial Property market page.

Getting Commercial Property coverage in Wisconsin

See recent Wisconsin rate filings on the Wisconsin rate page, learn how Commercial Property works in our Commercial Property guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.