Alabama General Liability Insurance Profitability (2023)

In 2023, General Liability insurers earned $1.1B in premiums in Alabama and ran a 61.1% loss ratio — the 28th-highest of 51 states (a mid-range loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Alabama loss ratio

61.1%

0.9% above national

Premiums earned

$1.1B

Underwriting profit

-2.6%

Nationally, General Liability ran a 60.2% loss ratio in 2023, so Alabama is above the national average. See how every state compares on the General Liability market page.

Getting General Liability coverage in Alabama

See recent Alabama rate filings on the Alabama rate page, learn how General Liability works in our General Liability guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.