Delaware General Liability Insurance Profitability (2023) | GBC

Delaware General Liability Insurance Profitability (2023)

In 2023, General Liability insurers earned $729.7M in premiums in Delaware and ran a 103.1% loss ratio — the 2nd-highest of 51 states (one of the highest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Delaware loss ratio
103.1%
42.9% above national
Premiums earned
$729.7M
Underwriting profit
-40.7%

Nationally, General Liability ran a 60.2% loss ratio in 2023, so Delaware is above the national average. See how every state compares on the General Liability market page.

Getting General Liability coverage in Delaware

See recent Delaware rate filings on the Delaware rate page, learn how General Liability works in our General Liability guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.
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