Louisiana General Liability Insurance Profitability (2023)

In 2023, General Liability insurers earned $1.4B in premiums in Louisiana and ran a 68.7% loss ratio — the 9th-highest of 51 states (one of the highest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Louisiana loss ratio

68.7%

8.5% above national

Premiums earned

$1.4B

Underwriting profit

-11.4%

Nationally, General Liability ran a 60.2% loss ratio in 2023, so Louisiana is above the national average. See how every state compares on the General Liability market page.

Getting General Liability coverage in Louisiana

See recent Louisiana rate filings on the Louisiana rate page, learn how General Liability works in our General Liability guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.