Massachusetts General Liability Insurance Profitability (2023)

In 2023, General Liability insurers earned $3.4B in premiums in Massachusetts and ran a 46.3% loss ratio — the 45th-highest of 51 states (one of the lowest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Massachusetts loss ratio

46.3%

13.9% below national

Premiums earned

$3.4B

Underwriting profit

16.1%

Nationally, General Liability ran a 60.2% loss ratio in 2023, so Massachusetts is below the national average. See how every state compares on the General Liability market page.

Getting General Liability coverage in Massachusetts

See recent Massachusetts rate filings on the Massachusetts rate page, learn how General Liability works in our General Liability guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.