Maryland General Liability Insurance Profitability (2023)

In 2023, General Liability insurers earned $1.7B in premiums in Maryland and ran a 51.1% loss ratio — the 41st-highest of 51 states (one of the lowest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Maryland loss ratio

51.1%

9.1% below national

Premiums earned

$1.7B

Underwriting profit

12.7%

Nationally, General Liability ran a 60.2% loss ratio in 2023, so Maryland is below the national average. See how every state compares on the General Liability market page.

Getting General Liability coverage in Maryland

See recent Maryland rate filings on the Maryland rate page, learn how General Liability works in our General Liability guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.