Missouri General Liability Insurance Profitability (2023)

In 2023, General Liability insurers earned $1.7B in premiums in Missouri and ran a 65.2% loss ratio — the 19th-highest of 51 states (a mid-range loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Missouri loss ratio

65.2%

5.0% above national

Premiums earned

$1.7B

Underwriting profit

-3.2%

Nationally, General Liability ran a 60.2% loss ratio in 2023, so Missouri is above the national average. See how every state compares on the General Liability market page.

Getting General Liability coverage in Missouri

See recent Missouri rate filings on the Missouri rate page, learn how General Liability works in our General Liability guide, then compare real quotes for your business.

Compare Missouri General Liability Quotes →

Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.