North Dakota General Liability Insurance Profitability (2023)

In 2023, General Liability insurers earned $260.6M in premiums in North Dakota and ran a 55.4% loss ratio — the 31st-highest of 51 states (a mid-range loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

North Dakota loss ratio

55.4%

4.8% below national

Premiums earned

$260.6M

Underwriting profit

9.6%

Nationally, General Liability ran a 60.2% loss ratio in 2023, so North Dakota is below the national average. See how every state compares on the General Liability market page.

Getting General Liability coverage in North Dakota

See recent North Dakota rate filings on the North Dakota rate page, learn how General Liability works in our General Liability guide, then compare real quotes for your business.

Compare North Dakota General Liability Quotes →

Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.