New Hampshire General Liability Insurance Profitability (2023)

In 2023, General Liability insurers earned $326.3M in premiums in New Hampshire and ran a 54.0% loss ratio — the 35th-highest of 51 states (one of the lowest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

New Hampshire loss ratio

54.0%

6.2% below national

Premiums earned

$326.3M

Underwriting profit

1.4%

Nationally, General Liability ran a 60.2% loss ratio in 2023, so New Hampshire is below the national average. See how every state compares on the General Liability market page.

Getting General Liability coverage in New Hampshire

See recent New Hampshire rate filings on the New Hampshire rate page, learn how General Liability works in our General Liability guide, then compare real quotes for your business.

Compare New Hampshire General Liability Quotes →

Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.