Ohio General Liability Insurance Profitability (2023)

In 2023, General Liability insurers earned $2.6B in premiums in Ohio and ran a 51.5% loss ratio — the 39th-highest of 51 states (one of the lowest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Ohio loss ratio

51.5%

8.7% below national

Premiums earned

$2.6B

Underwriting profit

13.1%

Nationally, General Liability ran a 60.2% loss ratio in 2023, so Ohio is below the national average. See how every state compares on the General Liability market page.

Getting General Liability coverage in Ohio

See recent Ohio rate filings on the Ohio rate page, learn how General Liability works in our General Liability guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.