Oklahoma General Liability Insurance Profitability (2023)

In 2023, General Liability insurers earned $871.7M in premiums in Oklahoma and ran a 58.7% loss ratio — the 29th-highest of 51 states (a mid-range loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Oklahoma loss ratio

58.7%

1.5% below national

Premiums earned

$871.7M

Underwriting profit

4.2%

Nationally, General Liability ran a 60.2% loss ratio in 2023, so Oklahoma is below the national average. See how every state compares on the General Liability market page.

Getting General Liability coverage in Oklahoma

See recent Oklahoma rate filings on the Oklahoma rate page, learn how General Liability works in our General Liability guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.