West Virginia General Liability Insurance Profitability (2023)

In 2023, General Liability insurers earned $277.0M in premiums in West Virginia and ran a 64.0% loss ratio — the 20th-highest of 51 states (a mid-range loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

West Virginia loss ratio

64.0%

3.8% above national

Premiums earned

$277.0M

Underwriting profit

1.2%

Nationally, General Liability ran a 60.2% loss ratio in 2023, so West Virginia is above the national average. See how every state compares on the General Liability market page.

Getting General Liability coverage in West Virginia

See recent West Virginia rate filings on the West Virginia rate page, learn how General Liability works in our General Liability guide, then compare real quotes for your business.

Compare West Virginia General Liability Quotes →

Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.