Alabama Medical Professional Liability Insurance Profitability (2023)

In 2023, Medical Professional Liability insurers earned $165.6M in premiums in Alabama and ran a 55.7% loss ratio — the 23rd-highest of 51 states (a mid-range loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Alabama loss ratio

55.7%

1.9% below national

Premiums earned

$165.6M

Underwriting profit

-23.5%

Nationally, Medical Professional Liability ran a 57.6% loss ratio in 2023, so Alabama is below the national average. See how every state compares on the Medical Professional Liability market page.

Getting Medical Professional Liability coverage in Alabama

See recent Alabama rate filings on the Alabama rate page, learn how Medical Professional Liability works in our Medical Professional Liability guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.