California Medical Professional Liability Insurance Profitability (2023)

In 2023, Medical Professional Liability insurers earned $1.0B in premiums in California and ran a 55.5% loss ratio — the 26th-highest of 51 states (a mid-range loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

California loss ratio

55.5%

2.1% below national

Premiums earned

$1.0B

Underwriting profit

-1.9%

Nationally, Medical Professional Liability ran a 57.6% loss ratio in 2023, so California is below the national average. See how every state compares on the Medical Professional Liability market page.

Getting Medical Professional Liability coverage in California

See recent California rate filings on the California rate page, learn how Medical Professional Liability works in our Medical Professional Liability guide, then compare real quotes for your business.

Compare California Medical Professional Liability Quotes →

Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.