Kentucky Medical Professional Liability Insurance Profitability (2023)

In 2023, Medical Professional Liability insurers earned $142.7M in premiums in Kentucky and ran a 55.3% loss ratio — the 27th-highest of 51 states (a mid-range loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Kentucky loss ratio

55.3%

2.3% below national

Premiums earned

$142.7M

Underwriting profit

-11.9%

Nationally, Medical Professional Liability ran a 57.6% loss ratio in 2023, so Kentucky is below the national average. See how every state compares on the Medical Professional Liability market page.

Getting Medical Professional Liability coverage in Kentucky

See recent Kentucky rate filings on the Kentucky rate page, learn how Medical Professional Liability works in our Medical Professional Liability guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.