Massachusetts Medical Professional Liability Insurance Profitability (2023)

In 2023, Medical Professional Liability insurers earned $376.4M in premiums in Massachusetts and ran a 59.8% loss ratio — the 21st-highest of 51 states (a mid-range loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Massachusetts loss ratio

59.8%

2.2% above national

Premiums earned

$376.4M

Underwriting profit

-13.7%

Nationally, Medical Professional Liability ran a 57.6% loss ratio in 2023, so Massachusetts is above the national average. See how every state compares on the Medical Professional Liability market page.

Getting Medical Professional Liability coverage in Massachusetts

See recent Massachusetts rate filings on the Massachusetts rate page, learn how Medical Professional Liability works in our Medical Professional Liability guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.