Maryland Medical Professional Liability Insurance Profitability (2023)

In 2023, Medical Professional Liability insurers earned $326.9M in premiums in Maryland and ran a 40.4% loss ratio — the 39th-highest of 51 states (one of the lowest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Maryland loss ratio

40.4%

17.2% below national

Premiums earned

$326.9M

Underwriting profit

10.3%

Nationally, Medical Professional Liability ran a 57.6% loss ratio in 2023, so Maryland is below the national average. See how every state compares on the Medical Professional Liability market page.

Getting Medical Professional Liability coverage in Maryland

See recent Maryland rate filings on the Maryland rate page, learn how Medical Professional Liability works in our Medical Professional Liability guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.