Montana Medical Professional Liability Insurance Profitability (2023)

In 2023, Medical Professional Liability insurers earned $41.1M in premiums in Montana and ran a 76.1% loss ratio — the 9th-highest of 51 states (one of the highest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Montana loss ratio

76.1%

18.5% above national

Premiums earned

$41.1M

Underwriting profit

-32.1%

Nationally, Medical Professional Liability ran a 57.6% loss ratio in 2023, so Montana is above the national average. See how every state compares on the Medical Professional Liability market page.

Getting Medical Professional Liability coverage in Montana

See recent Montana rate filings on the Montana rate page, learn how Medical Professional Liability works in our Medical Professional Liability guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.