Texas Medical Professional Liability Insurance Profitability (2023)

In 2023, Medical Professional Liability insurers earned $533.4M in premiums in Texas and ran a 41.1% loss ratio — the 38th-highest of 51 states (one of the lowest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Texas loss ratio

41.1%

16.5% below national

Premiums earned

$533.4M

Underwriting profit

14.7%

Nationally, Medical Professional Liability ran a 57.6% loss ratio in 2023, so Texas is below the national average. See how every state compares on the Medical Professional Liability market page.

Getting Medical Professional Liability coverage in Texas

See recent Texas rate filings on the Texas rate page, learn how Medical Professional Liability works in our Medical Professional Liability guide, then compare real quotes for your business.

Compare Texas Medical Professional Liability Quotes →

Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.