Hawaii Product Liability Insurance Profitability (2023)
In 2023, Product Liability insurers earned $12.9M in premiums in Hawaii and ran a 60.5% loss ratio — the 19th-highest of 51 states (a mid-range loss ratio for the line).
Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.
Hawaii loss ratio
60.5%
11.2% above national
Premiums earned
$12.9M
Underwriting profit
-2.5%
Nationally, Product Liability ran a 49.3% loss ratio in 2023, so Hawaii is above the national average. See how every state compares on the Product Liability market page.
Getting Product Liability coverage in Hawaii
See recent Hawaii rate filings on the Hawaii rate page, then compare real quotes for your business.
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Data: NAIC 2023 Report on Profitability by Line by State (public). See our
data methodology. Figures are industry aggregates, not a quote.